Need an Idea for Teach Your Child to Save Day? Teach Children to Get and Stay Smart About Money

Lake Bluff, IL (PRWEB) March 27, 2007

April 24, 2007, Teach Your Child to Save Day, is just around the corner and it is the perfect opportunity to not only teach kids in elementary school the important behavior of saving, but where saving fits into the larger money management picture. “As a former financial services professional and now as an educator, I’ve learned that you cannot begin too young to develop in kids a sense of delayed gratification and to teach them the crucial life skills associated with responsible money management,” explains Susan Beacham, founder and CEO of Money Savvy Generation.

Almost three quarters of parents feel unprepared to teach the basics of personal finance skills to their children, yet they really want this message taught. Teach Your Child to Save Day presents a unique opportunity for banks, credit unions, and other financial service organizations across America to help parents teach their children how to get and stay smart about money. This Teach Your Child to Save Day, share with parents 5 quick money savvy tips:

1) They have choices. There are four choices for money: Save, Spend, Donate, and Invest. Children should be taught that they don’t have to spend every dollar they get.

2) They need goals. Saving without a goal is like playing football without touchdowns. No fun!

3) They should pay themselves first. A child should be taught to save a portion of every dollar.

4) They need an allowance. Pay children in cash and let them manage that money. That way they will learn that when money is gone, it’s gone.

5) They need good role models. Children are keen observers of parental behavior. So pay bills on time, use cash rather than credit where possible, and take them to the bank when you make a savings deposit.

Money Savvy Generation has worked with all types of financial institutions who want to teach the basics of money management to children. One approach is to introduce a classroom to the company’s Money Savvy KidsPersonal Finance Fundamentals featuring the four chambered, award-winning Money Savvy Pigpiggy bank.

For even younger children (kindergarten through grade1), another approach introduces them to the Money Savvy Pig hand puppet who tells personal stories from his own life to convey the importance of saving, spending, donating and investing. Each story takes about 10 to 12 minutes and is accompanied by color images, songs, workbook activities and the “When You’re Smart with Money” poem poster.

To learn more about these programs, visit the company’s website http://www.msgen.com or call 1.866.390.5959.

About Money Savvy Generation

Money Savvy Generation, http://www.msgen.com, develops innovative products and services to help parents and educators teach kids the skills of basic personal finance. Money Savvy Generation developed the award-winning Money Savvy Pig piggy bank, supporting curriculum – the Money Savvy Kids Basic Personal Finance – for elementary school age children, and the Cash Cache Beginning Personal Finance Organizer for pre-teens and teenagers. Money Savvy Generation also offers a podcast series and a website discussion forum allowing parents and teachers to communicate one-on-one about the topic of financial literacy education for children. Money Savvy Generation was founded in Lake Bluff, IL, in 1999.

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Carbonite Renews Microsoft Money Relationship to Provide Microsoft Money Users with Online File Backup

Boston, MA (PRWEB) August 17, 2007

Carbonite, Inc., announced today that it has renewed its relationship with Microsoft to include a year of free online backup of Microsoft Money files with Microsoft Money Plus. Under the terms of the agreement, Microsoft Money Plus Premium and Microsoft Money Plus Home & Business will ship with a free one year subscription to Carbonite MS Money Backup that automatically backs up all Microsoft Money files on the user’s PC. This offer was previously available with Microsoft Money 2007.

Users of Microsoft Money Plus will be able to back up their Microsoft Money files free for an entire year. To redeem this offer, Money Plus users should visit carbonite.com/money where they’ll need to provide only a valid email address and password. Carbonite, which takes extra steps toward data privacy and security, encrypts users’ Money files twice before backing them up to Carbonite’s secure data centers.

During the past year, thousands of Microsoft customers experienced the added value and security of Carbonite’s online backup service after purchasing Microsoft Money 2007.

“We are delighted to continue our support of Microsoft Money Plus,” said David Friend, CEO of Carbonite. “Financial records are among the most valuable documents a person stores on his or her computer. Carbonite helps provide greater peace of mind to users of Microsoft Money Plus by automatically backing up their files.”

According to a 2006 study by Harris Interactive, 55 percent of consumers surveyed said the data on their computers was valued at more than $ 1,000. Yet almost half of respondents were not backing up their data regularly. Carbonite’s online backup service makes data protection simple, safe and affordable.

“We are pleased to continue to offer our customers a free and easy online backup option,” said Chris Jolley, group manager of the Financial Products Group at Microsoft Corp. “This relationship will help give people greater peace-of-mind by ensuring their data will be better protected in the event their PC is damaged or stolen.”

About Carbonite

Only a small fraction of computer users regularly back up their PCs. Boston-based Carbonite, the leading consumer online backup company, addresses this issue by providing safe, simple, inexpensive and automatic backup over the Internet for consumers and small businesses in over 90 countries.

Founded in 2005, Carbonite believes that computer users should not have to think about backup. The company mission is to provide an affordable, reliable, secure and easy-to-use solution for the mainstream computer user.

Carbonite is available to consumers and small business through several channels, including its own website, retailers such as Staples and CompUSA and hundreds of small resellers. For more information, please visit http://www.carbonite.com.

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

Media contact:

Amy Bryson

Airfoil PR for Carbonite

248-304-1459

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Spend Less Than You Make, a Common Sense Rule that America has Forgotten, According to a New Personal Finance Book

Ted Hunter is a successful businessman who wrote Money Smart to share his knowledge of cycles in both the real estate and financial markets and help people take control of their money and create financial freedom.

California (Vocus) November 12, 2010

How many people spend every raise they get? How many live at or above their means, spending more than they make? In the United States, about half of all families live at or above their means. The key to turning family finances around is living below your means. Making the change is an essential step to controlling personal finances in a tough economy, says Ted Hunter, author of Money Smart, a new book that guides the reader to financial freedom.

Living below your means simply means living on less money than comes in each month and saving any extra money earned through a pay increase or bonus instead of spending it on an increased standard of living. The difference can be dramatic, especially for those currently in debt. Hunter points out that financial success is not dependent on a high income, but comes from the smart use of any income. Money Smart contains nine Money Rules and Live Below Your Means is one of them. Living below your means is a vital step towards chipping away at any debt and increasing one’s ability to save money. When this rule is incorporated into the reader’s life their financial pressures decrease, and a growing sense of accomplishment and of being in control generate positive momentum towards creating financial security. “Live below your means,” states Hunter, “Almost every financially successful person does.”

Combining Hunter’s 60 years of experience and a common sense approach, Money Smart shows readers that they are capable of managing their money better than anyone else. Presenting easy-to-use tools and a clear list of rules to follow, Money Smart teaches readers to make solid, educated decisions so they can effectively manage their money and create financial freedom.

Money Smart can be purchased online at http://www.MoneySmartOnline.com and Amazon.com.

About the Author

Ted Hunter is a successful business man who, thirty years ago, built a successful real estate brokerage with over 100 agents that went bust in the real estate crash of the late 80’s. Learning from this experience he then entered into the stockbrokerage industry, successfully helping his clients make money and advising his clients to get out of the stock market in early 2000 before the market started to dive. In the fall of 2005 he did it again, warning all who would listen of the coming crash of the real estate market. He wrote Money Smart to share his knowledge of cycles in both the real estate and financial markets and help people take control of their money and create financial freedom.

Ted is a native of New York City area and now resides in Davis, California with his wife Suchit, and their daughter Kat. Ted is also the proud father of three adult sons: John, Dave and Dan.

MEDIA CONTACT:

Email:    connie(at)georgeacommunications(dot)com

Phone: 708-715-2079

Web: http://www.MoneySmartOnline.com

REVIEW COPIES AND INTERVIEWS AVAILABLE

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Tax Season: MoneyNing.com Talks about Saving Money in Coming Year with Bigger Paychecks, Smaller Refunds

Irvine, CA (PRWEB) January 28, 2011

Personal finance blog MoneyNing.com discusses the pros and cons of saving money throughout the year by reducing the amount withheld from each paycheck. The result: larger paychecks and smaller tax refunds. The post Are You Still Getting a Tax Refund? is available at http://moneyning.com/.

With tax season just around the corner, many consumers begin to wonder about the size of their tax refund. Last year, the Internal Revenue Service issued $ 328 billion in tax refunds. According to CNN Money, this amounts to an average of a $ 3,003 refund per taxpayer – a 5% increase from the average refund in 2009.

This increase is partially due to the Homebuyer Tax Credit, the American Opportunity Credit, and the Hope Credit. Unfortunately for some, the increased size of their refund reflected their reduced employment status.

The CNN Money article quoted senior fellow at the Tax Policy Center Roberton Williams as saying, “Withholdings are based on the assumption that you are making the same amount of money the whole year…if people only work part of the year, they typically have more withheld than they even need to pay their taxes.”

MoneyNing.com, a personal finance blog, discusses tax withholdings in its latest post entitled Are You Still Getting a Tax Refund? Considering the pros and cons of decreasing one’s withholdings in order to increase the size of each paycheck, which simultaneously reduces one’s tax refund total, can be tricky.

Miranda Marquit, the posts author, explains, “In the world of personal finance, you often hear that getting a tax refund is actually a bad thing,” and yet, Marquit continues, “As tempting as seeing increases to one’s monthly take home pay might seem, this isn’t always the best option for everyone.”

David Ning created MoneyNing.com, a personal finance blog, to help others understand the principles that are foundational to good money management. These principles include saving money, spending frugally, and investing wisely.

MoneyNing.com has been offering up straightforward, no-nonsense advice for saving money since its launch in 2007. Since then MoneyNing.com has attracted a following of more than 300,000 monthly visitors and the attention of various news syndicates. Posts from his personal finance blog have been featured on the NYTimes.com, Time.com, and USNews.com.

Subscribers of MoneyNing.com receive a copy of David Ning’s eBook How to Save Money on Everything. They also receive a weekly newsletter and are given access to a mini course on frugal living and saving money. Go to http://moneyning.com/announcements/the-free-frugal-email-newsletter/ to subscribe.

Visit MoneyNing.com to read about saving money visit http://moneyning.com/.

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WorldRemit Launches New Online Money Transfer Service in Canada

Online Money Transfer

(PRWEB) March 23, 2011

WorldRemit, an award-winning money transfer business, has now launched its service in Canada. The service will enable Africans to send money safely from the comfort of their own home to family and friends back home. This will be the first time an online money transfer service is available to customers who regularly send money to many corridors in Africa.

Worldremit’s online money transfer service offers compelling benefits to hard-working African diaspora in Canada who on average spend more than one hour travelling to and from agent locations in this land of vast distances, to send small regular transfers of about $ 150.

Traditionally migrants used to send money home through agent locations which meant withdrawing cash from a bank, taking time off to visit an agent and queuing up to hand over cash. In some cases the travel costs of those who don’t live near agents were more than the amount they send.

Now, using a variety of payment methods including debit and credit cards, customers can send money from the privacy and convenience of their own home or office without the need to queue up at an agent location.

WorldRemit currently offers money transfer to Europe, Asia and Africa. Recipients can collect cash from an extensive network of pay-out locations, or depending on country, directly in their bank accounts or mobile phone accounts.

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Money Smart, a New Book About Achieving Financial Freedom Asks: What Are You Trading Your Dreams For?

Money Smart author, Ted Hunter, (pictured) shows readers that they are capable of managing their money better than anyone else. Presenting easy-to-use tools and a clear list of rules to follow, Money Smart teaches readers to make solid, educated decisions so they can effectively manage their money and make their dreams a reality.

California (Vocus) November 9, 2010

Money Smart author, Ted Hunter asks, “What are your hopes and dreams, your goals and desires?” Perhaps an unexpected question to find in a new book about achieving financial freedom. Not so, claims Hunter–in fact, it is probably the most important question to answer if the reader truly wants to reach their money goals. What matters most? Is it spending time with family and friends? Traveling the world? Owning a great home? Hunter states that making the mistake of spending money on low priority whims, trading away the things that matter most, is a not a trade worth making.

Money Smart acknowledges, that yes, identifying hopes and dreams can be difficult, but also points out that someone is unlikely to get the things they wish for unless they first identify them. Hunter explains that “every expenditure you make is a trade that requires you to give up something else and it’s critical to become consciously aware of the trades you are making.” Hunter contends that “only after you have clearly identified what it is you want from your life can you make good decisions regarding money and the role you want it to play in your life.” Money Smart and http://www.moneysmartonline.com provide a practical goal-focused approach and easy-to-use worksheets to help readers achieve those hopes and dreams.

Combining Hunter’s sixty years of experience and a common sense approach, Money Smart shows readers that they are capable of managing their money better than anyone else. Presenting easy-to-use tools and a clear list of rules to follow, Money Smart teaches readers to make solid, educated decisions so they can effectively manage their money and make their dreams a reality.

Money Smart can be purchased online at http://www.moneysmartonline.com and Amazon.com.

About the author

Ted Hunter is a successful business man who, thirty years ago, built a successful real estate brokerage with over 100 agents that went bust in the real estate crash of the late 80’s. Learning from this experience he then entered into the stockbrokerage industry, successfully helping his clients make money and advising his clients to get out of the stock market in early 2000 before the market started to dive. In the fall of 2005 he did it again, warning all who would listen of the coming crash of the real estate market. He wrote Money Smart to share his knowledge of cycles in both the real estate and financial markets as a way to help people take control of their money and create financial freedom.

Ted is a native of the New York City area and now resides in Davis, California, with his wife Suchit, and their daughter Kat. Ted is also the proud father of three adult sons: John, Dave and Dan.

MEDIA CONTACT:

Email:    connie(at)georgeacommunications(dot)com

Phone:    708-715-2079

Web: http://www.moneysmartonline.com

REVIEW COPIES AND INTERVIEWS AVAILABLE

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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Give Children a Financial Education for Christmas

Agoura Hills, CA (PRWEB) November 17, 2005

Money Mama the Smarter Piggy Bank shows children the road to financial freedom. Children get excited about money and love what money provides, but learning only how to spend will set children on a path to financial failure. When children spend as much as they receive, they are learning the habits of living paycheck to paycheck.

Old piggy banks teach children how to save and spend; the new Money Mama the Smarter Piggy Bank teaches children how to set aside a portion of their income for charity, investments and savings and to spend the balance wisely. If children practice the habits of dividing money before they spend, they are learning a secure financial lesson that will help immensely through out their lives.

The priceless gift of an early financial education has many rewards. Not only will children start to learn the importance of funding their retirement, with the award-winning children’s book Money Mama & The Three Little Pigs, they will understand why. Children will hear and see the benefits of saving money, how money grows through investing and helping others. They will understand the benefits of becoming a wise consumer and respect the items they own.

Money Mama the Smarter Piggy Bank is the first award-winning system designed just for children, which teaches them the habits necessary for a secure financial future. Knowing that parents are children’s #1 teacher, http://www.prosperity4kids.com, where Money Mama and the Smarter Piggy Bank can be purchased, also has plenty of resources for parents for teaching their children all they need to know about the fundamentals of money management.

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MoneyForex Financial Ltd. Announces New Forex Trading Platform

New York, NY (PRWEB) February 13, 2006

MoneyForex Financial Ltd.(http://www.MoneyForex.com) is one of the world leading online currency trading broker and market maker announcing the release of it new forex trading platform; “MoneyForex Trader.”

MoneyForex Financial Ltd. offering low pips and commission-free online forex trading having clients from more than 100 countries around the world. Founded by Wall Street veterans, MoneyForex’s vision is to service individual and corporate investors such as money managers, banks, and financial institutions in easing the complexity in dealing with forex trading.

“MoneyForex is a unique commision free online forex trading system that allows you engage in trading on the world forex market. Using our forex trading system for foreign currency trading helps you keep up with the fast paced forex exchange” says Ken Blant, forex dealer of MoneyForex.

As a premiere online forex broker, MoneyForex offers online forex trading with all major currencies and cross rates. It also offer free real-time forex exchange rates, forex news, market forecasts and forex charts. MoneyForex also offers free online forex trading system demo which users can experience live trading without investing real money in the market.

”When you try online forex trading, using our forex charts with a demo-account, you’ll see how MoneyForex is one of the world’s leading online currency and forex broker, offering low pips and commission-free forex dealing,” says Peter North, strategist for MoneyForex.com.

MoneyForex dealing software which specialized in forex trading is rated second to none for it user friendly environment. Lightning speed and efficient execution is one of its many benefits.

For more information, please visit our website at http://www.MoneyForex.com. Contact number +44 845 052 1165.

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Spain remains popular choice for UK overseas property purchasers

London, UK (Vocus/PRWEB) 3 April 2011

Consumer confidence is increasing in overseas property ownership, particularly in Spain, according to a report by property-abroad.com. The report cited a 26 per cent increase since last year in people stating that now is the optimal time to purchase foreign property, with almost a third believing Spain is an excellent location for property investment.

Post Office International Payments is advising those looking to invest in property in Spain or further abroad how to make the most of their money when transferring funds using an international money transfer.

International money transfers can make buying a property abroad more straightforward as they offer a reliable way of sending money abroad to cover all the costs associated with owning property overseas. However, some high-street banks impose high fees and charges for using their money transfer services, which could potentially cost an overseas homeowner dear if he or she is sending money abroad on a regular basis.

Post Office International Payments is a fast, easy and secure way to transfer money between UK and overseas bank accounts, making it an attractive deal for those needing to use an international money transfer service regularly.

The Post Office does not charge a fee for sending money abroad or receiving money, offers 0% commission and competitive exchange rates. It is easy to arrange your money transfer over the phone or online, making it a convenient tool for those buying property overseas.

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Free Ebook on 6 Ways to Boost Internet Profits

(PRWEB) March 16, 2006

eLearn2Earn.com, the publisher of the best selling Internet Income Made Easy is now offering a Free eBook on 6 Ways to Boost Internet Profits at http://www.elearn2earn.com/freebook.htm. This ebook, also available as a bonus book with the $ 29 purchase of the Internet Income Made Easy Online Profits Program details 6 great ways to incresae your online profit making practices, and is available free for a limited time to anyone who wants to learn the sought after techniques employed by eLearn2Earn.com.

“This ebook captures the essence of eLearn2Earn, and provides valuable insights into the world of online marketing and establishing an profitable online venture,” notes Stephen Tressel, Founder of eLearn2Earn.com, “and it also encourages those people who are thinking about starting an online business to go for it and begin to make a reality the life they have always dreamed about.”

In addition to this free ebook, eLearn2Earn.com provides the highly regarded Internet Income Made Easy Online Profits Program, which was been cited as the reason CreditCardi.com sold for $ 155,000 in 2005, as well as guides on Creating an Automatic Ebay Income and Secrets of Domain Name Dealers. And with every $ 29 purchase, they provide $ 150 in search engine clicks on leading search engines including Google, Yahoo, and Miva.

“We provide the tools, content, and bonuses required for Intenet Profits, as well as the support merchanism and proven results to give all would be online entrepreneurs the confidence to make it happen,” Tressel continues “all backed by a money back guarantee, so working with eLearn2Earn.com is 100% risk free.”

You can access the free ebook at http://www.elearn2earn.com/freebook.htm and learn more about eLearn2Earn at http://www.eLearn2Earn.com.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.